Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Good overall results on stability tests (5.7) despite excessive premium growth. Strong long-term capitalization index (9.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Stability Factors:
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (97.0%), cash (1.5%), other (1.5%)
Corporate Info
Group Affiliation
CSAA Ins Exchange
Investment Rating
--
Company Address
5353 West Bell Road
Glendale, AZ 85308
Glendale, AZ 85308
Phone Number
(877) 268-1408
NAIC Number
16599
Website
Largest Affiliates