CSAA INS EXCHANGE
Major Rating Factors:
Fair overall results on stability tests (3.8 on a scale of 0 to 10). The largest net exposure for one risk is conservative at 1.0% of capital. Good profitability index (5.0) despite operating losses during 2017.
Other Rating Factors:
Good liquidity (6.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (9.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.3) that helps to protect the company against sharp claims increases.
Stability Factors:
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (73.7%), homeowners (24.6%), fire (0.4%), other (1.3%)
Licensed in:
AZ, CA, IN, MD, MI, NV, NJ, NY
Principal Investments:
Investment grade bonds (71.8%), common stock (10.5%), non investment grade bonds (5.3%), real estate (1.5%), preferred stock (1.0%), cash (0.3%), other (9.5%)
Corporate Info
Group Affiliation
CSAA Insurance Group
Investment Rating
--
Company Address
3055 OAK ROAD
WALNUT CREEK, CA 94597
WALNUT CREEK, CA 94597
Phone Number
(800) 207-3618
NAIC Number
15539
Website
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