CSAA Ins Exchange
Major Rating Factors:
Good liquidity (5.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2024. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent overall results on stability tests (8.2). Stability strengths include excellent operational trends, good risk adjusted capital for prior years and excellent risk diversification. Fair profitability index (4.7) with operating losses during 2022 and 2023.
Stability Factors:
L - Past results on our liquidity tests.
Principal Lines of Business:
Personal/comm auto (74.1%), homeowners (20.6%), fire (2.8%), other (2.5%)
Licensed in:
CA, NV
Principal Investments:
Investment grade bonds (69.7%), common stock (9.2%), non investment grade bonds (5.3%), cash (1.4%), preferred stock (0.4%), other (14.0%)
Corporate Info
Group Affiliation
CSAA Ins Exchange Group
Investment Rating
--
Company Address
3055 Oak Road
Walnut Creek, CA 94597
Walnut Creek, CA 94597
Phone Number
(800) 207-3618
NAIC Number
15539
Largest Affiliates