B
CSAA Ins Exchange
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.54
Risk Adjusted
Capital Ratio #2
1.16
Loss
Ratio
74.05%
Total
Assets
15.64B
Capital
4.89B
Net
Premiums
8.01B
Net
Income
559.69M
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Weiss Ratings CSAA Ins Exchange
Walnut Creek, CA 		Click to
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Rating B
Capitalization Index 7.20
Investment Safety Index --
Liquidity Index 5.80
Profitability Index 4.70
Reserve Adequacy Index 9.30
Stability Index 8.20
Company Info CSAA Ins Exchange
Walnut Creek, CA 		Click to
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Industry P&C
NAIC Number 15539
Phone Number (800) 207-3618
Website csaa-insurance.aaa.com/content/aaa-ie/b2c/en/homepage.html/
Address 3055 Oak Road Walnut Creek, CA 94597
Balance Sheet CSAA Ins Exchange
Walnut Creek, CA 		Click to
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Total Assets 15.64B
Capital and Reserves CSAA Ins Exchange
Walnut Creek, CA 		Click to
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Risk-Adjusted Capital Ratio #1 1.54
Risk-Adjusted Capital Ratio #2 1.16
1-Year Reserve Development -240.00%
2-Year Reserve Development -660.00%
Capital 4.89B
Premium to Surplus 160.00%
Reserves to Surplus 120.00%
Investments CSAA Ins Exchange
Walnut Creek, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 5.77%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios CSAA Ins Exchange
Walnut Creek, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 74.05%
Net Premium Growth 10.00%
Other Medical CSAA Ins Exchange
Walnut Creek, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability CSAA Ins Exchange
Walnut Creek, CA 		Click to
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Net Income 559.69M
Net Premium 8.01B
Health Premium --