B
First Guard Ins Co
VeniceFL
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1,927
398
2,325
17.12%
23.88%
2024
1,944
328
2,272
14.44%
23.31%
2023
1,487
1,982
3,469
57.13%
22.83%
2022
1,611
174
1,785
9.75%
23.10%
2021
1,588
210
1,798
11.68%
22.81%
2020
1,407
236
1,643
14.36%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
78
229
307
74.59%
49.08%
2024
95
204
299
68.23%
47.46%
2023
58
231
289
79.93%
47.29%
2022
0
296
296
100.00%
45.44%
2021
100
161
261
61.69%
44.40%
2020
258
178
436
40.83%
42.45%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%