B
First Guard Ins Co
Venice,  FL
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
8.20
Risk Adjusted
Capital Ratio #2
4.60
Loss
Ratio
69.57%
Total
Assets
53.35M
Capital
45.10M
Net
Premiums
34.54M
Net
Income
893.27K
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Weiss Ratings First Guard Ins Co
Venice, FL 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 6.70
Reserve Adequacy Index 9.20
Stability Index 6.10
Company Info First Guard Ins Co
Venice, FL 		Click to
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Industry P&C
NAIC Number 10676
Phone Number (800) 521-4287
Website www.1stguard.com
Address 240 Nokomis Avenue, South Venice, FL 34285
Balance Sheet First Guard Ins Co
Venice, FL 		Click to
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Total Assets 53.35M
Capital and Reserves First Guard Ins Co
Venice, FL 		Click to
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Risk-Adjusted Capital Ratio #1 8.20
Risk-Adjusted Capital Ratio #2 4.60
1-Year Reserve Development -250.00%
2-Year Reserve Development -420.00%
Capital 45.10M
Premium to Surplus 80.00%
Reserves to Surplus 0.00%
Investments First Guard Ins Co
Venice, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios First Guard Ins Co
Venice, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 69.57%
Net Premium Growth -10.00%
Other Medical First Guard Ins Co
Venice, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability First Guard Ins Co
Venice, FL 		Click to
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Net Income 893.27K
Net Premium 34.54M
Health Premium --