B
FHM Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.50
Risk Adjusted
Capital Ratio #2
1.26
Loss
Ratio
61.80%
Total
Assets
45.27M
Capital
17.49M
Net
Premiums
11.02M
Net
Income
-687.17K
My Lists My Alerts
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
409
290
699
41.49%
37.07%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
368
249
617
40.36%
35.33%
2023
434
287
721
39.81%
35.67%
2022
409
290
699
41.49%
37.14%
2021
457
283
740
38.24%
35.46%
2020
489
244
733
33.29%
33.86%
2019
721
260
981
26.50%
34.01%