B
FHM Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
61.80%
Total
Assets
42.51M
Capital
18.27M
Net
Premiums
17.63M
Net
Income
-857.32K
My Lists My Alerts
Weiss Ratings FHM Ins Co
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 7.40
Investment Safety Index --
Liquidity Index 6.60
Profitability Index 3.30
Reserve Adequacy Index 6.30
Stability Index 5.50
Company Info FHM Ins Co
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 10699
Phone Number (225) 389-5822
Website www.fhmic.com
Address 2351 Energy Drive Baton Rouge, LA 70808
Balance Sheet FHM Ins Co
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 42.51M
Capital and Reserves FHM Ins Co
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.60
Risk-Adjusted Capital Ratio #2 1.30
1-Year Reserve Development 410.00%
2-Year Reserve Development 20.00%
Capital 18.27M
Premium to Surplus 100.00%
Reserves to Surplus 80.00%
Investments FHM Ins Co
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios FHM Ins Co
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 40.00%
Loss Ratio 61.80%
Net Premium Growth -10.00%
Other Medical FHM Ins Co
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability FHM Ins Co
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income -857.32K
Net Premium 17.63M
Health Premium --