A
Cypress Ins Co (CA)
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Strong long-term capitalization index (8.6 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent profitability index (7.4) with operating gains in each of the last five years.
Other Rating Factors: Superior liquidity (10.0) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.8). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Work comp (90.8%), personal/comm auto (8.7%), comm multi (0.3%), other (0.2%)
Licensed in: AL, AR, CA, GA, HI, ID, MS, NM, OK, SC, TN, VA
Principal Investments: Investment grade bonds (62.4%), common stock (36.6%), cash (0.2%), other (0.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
45 Fremont Street
San Francisco, CA 94105
Phone Number
(402) 393-7255
NAIC Number
10855
Largest Affiliates
A
Omaha, NE - P&C
A
Chevy Chase, MD - P&C
A
Omaha, NE - P&C
B
Stamford, CT - P&C