D
Universal P&C Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.74
Risk Adjusted
Capital Ratio #2
0.60
Loss
Ratio
77.70%
Total
Assets
2.23B
Capital
417.72M
Net
Premiums
312.80M
Net
Income
45.62M
My Lists My Alerts
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
37,858
25,308
63,166
40.07%
39.58%
2023
25,464
14,774
40,238
36.72%
36.96%
2022
39,074
32,714
71,788
45.57%
37.07%
2021
30,681
20,858
51,539
40.47%
39.17%
2020
38,696
24,756
63,452
39.02%
35.42%
2019
24,298
14,887
39,185
37.99%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
5
19
24
79.17%
12.32%
2023
4
21
25
84.00%
16.34%
2022
5
27
32
84.38%
11.13%
2021
5
24
29
82.76%
18.93%
2020
4
25
29
86.21%
20.93%
2019
7
26
33
78.79%
16.90%