D
Universal P&C Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.74
Risk Adjusted
Capital Ratio #2
0.60
Loss
Ratio
77.70%
Total
Assets
2.23B
Capital
417.72M
Net
Premiums
312.80M
Net
Income
45.62M
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Weiss Ratings Universal P&C Ins Co
Fort Lauderdale, FL 		Click to
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Rating D
Capitalization Index 3.80
Investment Safety Index --
Liquidity Index 6.20
Profitability Index 3.60
Reserve Adequacy Index 1.40
Stability Index 6.90
Company Info Universal P&C Ins Co
Fort Lauderdale, FL 		Click to
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Industry P&C
NAIC Number 10861
Phone Number (954) 958-1200
Website universalproperty.com
Address 1110 West Commercial Boulevard Fort Lauderdale, FL 33309
Balance Sheet Universal P&C Ins Co
Fort Lauderdale, FL 		Click to
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Total Assets 2.23B
Capital and Reserves Universal P&C Ins Co
Fort Lauderdale, FL 		Click to
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Risk-Adjusted Capital Ratio #1 0.74
Risk-Adjusted Capital Ratio #2 0.60
1-Year Reserve Development 710.00%
2-Year Reserve Development 8,850.00%
Capital 417.72M
Premium to Surplus 350.00%
Reserves to Surplus 100.00%
Investments Universal P&C Ins Co
Fort Lauderdale, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Universal P&C Ins Co
Fort Lauderdale, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 77.70%
Net Premium Growth 0.00%
Other Medical Universal P&C Ins Co
Fort Lauderdale, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Universal P&C Ins Co
Fort Lauderdale, FL 		Click to
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Net Income 45.62M
Net Premium 312.80M
Health Premium --