B
Fortuity Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.61
Risk Adjusted
Capital Ratio #2
1.81
Loss
Ratio
67.00%
Total
Assets
72.96M
Capital
24.67M
Net
Premiums
19.41M
Net
Income
45.59K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
785
134
919
14.58%
23.31%
2023
827
140
967
14.48%
22.83%
2022
768
134
902
14.86%
23.10%
2021
739
116
855
13.57%
22.81%
2020
673
130
803
16.19%
21.51%
2019
552
348
900
38.67%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
45
17
62
27.42%
47.45%
2023
46
18
64
28.13%
47.29%
2022
50
18
68
26.47%
45.44%
2021
46
15
61
24.59%
44.40%
2020
46
14
60
23.33%
42.45%
2019
28
37
65
56.92%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
54
35
89
39.33%
41.74%
2023
62
34
96
35.42%
38.64%
2022
57
35
92
38.04%
39.39%
2021
57
35
92
38.04%
40.41%
2020
54
55
109
50.46%
48.09%
2019
15
63
78
80.77%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
102
41
143
28.67%
39.58%
2023
156
49
205
23.90%
36.96%
2022
95
40
135
29.63%
37.07%
2021
113
47
160
29.38%
39.17%
2020
105
48
153
31.37%
35.42%
2019
65
68
133
51.13%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
1
2
50.00%
81.44%
2023
1
1
2
50.00%
74.87%
2022
1
1
2
50.00%
72.69%
2021
1
1
2
50.00%
79.01%
2020
1
1
2
50.00%
80.13%
2019
0
1
1
100.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
1
1
100.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
61
23
84
27.38%
45.22%
2023
55
21
76
27.63%
44.64%
2022
52
18
70
25.71%
46.15%
2021
53
16
69
23.19%
46.87%
2020
56
14
70
20.00%
43.90%
2019
53
37
90
41.11%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
38
18
56
32.14%
35.33%
2023
46
21
67
31.34%
35.67%
2022
42
18
60
30.00%
37.14%
2021
40
15
55
27.27%
35.46%
2020
36
12
48
25.00%
33.86%
2019
42
10
52
19.23%
34.01%