B
Fortuity Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.70
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
67.00%
Total
Assets
70.59M
Capital
24.74M
Net
Premiums
33.49M
Net
Income
189.68K
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Weiss Ratings Fortuity Ins Co
Frankenmuth, MI 		Click to
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Rating B
Capitalization Index 8.30
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 4.20
Reserve Adequacy Index 8.20
Stability Index 6.40
Company Info Fortuity Ins Co
Frankenmuth, MI 		Click to
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Industry P&C
NAIC Number 10985
Phone Number (989) 652-6121
Website www.fmins.com
Address One Mutual Avenue Frankenmuth, MI 48787
Balance Sheet Fortuity Ins Co
Frankenmuth, MI 		Click to
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Total Assets 70.59M
Capital and Reserves Fortuity Ins Co
Frankenmuth, MI 		Click to
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Risk-Adjusted Capital Ratio #1 2.70
Risk-Adjusted Capital Ratio #2 1.90
1-Year Reserve Development 40.00%
2-Year Reserve Development -280.00%
Capital 24.74M
Premium to Surplus 140.00%
Reserves to Surplus 90.00%
Investments Fortuity Ins Co
Frankenmuth, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Fortuity Ins Co
Frankenmuth, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 67.00%
Net Premium Growth 20.00%
Other Medical Fortuity Ins Co
Frankenmuth, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Fortuity Ins Co
Frankenmuth, MI 		Click to
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Net Income 189.68K
Net Premium 33.49M
Health Premium --