D
Zephyr Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
363
197
560
35.18%
36.96%
2022
312
29
341
8.50%
37.08%
2021
156
35
191
18.32%
39.17%
2020
19
12
31
38.71%
35.42%
2019
0
0
0
0.00%
35.34%
2018
25
152
177
85.88%
34.35%