D
Zephyr Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Zephyr Ins Co
Honolulu, HI
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Rating D
Capitalization Index 5.50
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 2.20
Reserve Adequacy Index 6.90
Stability Index 3.40
Company Info Zephyr Ins Co
Honolulu, HI
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Industry P&C
NAIC Number 11026
Phone Number (808) 440-5400
Website zephyrins.com
Address 1001 Bishop Street Honolulu, HI 96813
Balance Sheet Zephyr Ins Co
Honolulu, HI
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Total Assets 128.02M
Capital and Reserves Zephyr Ins Co
Honolulu, HI
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Risk-Adjusted Capital Ratio #1 0.99
Risk-Adjusted Capital Ratio #2 0.81
1-Year Reserve Development 210.00%
2-Year Reserve Development 120.00%
Capital 52.75M
Premium to Surplus 100.00%
Reserves to Surplus 0.00%
Investments Zephyr Ins Co
Honolulu, HI
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Zephyr Ins Co
Honolulu, HI
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 70.00%
Expense Ratio 60.00%
Loss Ratio 13.59%
Net Premium Growth 20.00%
Other Medical Zephyr Ins Co
Honolulu, HI
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Zephyr Ins Co
Honolulu, HI
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Net Income 13.65M
Net Premium 51.42M
Health Premium --