B
First Financial Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3
3
6
50.00%
23.31%
2023
5
6
11
54.55%
22.83%
2022
5
10
15
66.67%
23.10%
2021
6
11
17
64.71%
22.81%
2020
12
16
28
57.14%
21.51%
2019
19
24
43
55.81%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
12
16
28
57.14%
47.44%
2023
14
17
31
54.84%
47.29%
2022
15
23
38
60.53%
45.44%
2021
19
26
45
57.78%
44.40%
2020
16
22
38
57.89%
42.45%
2019
11
28
39
71.79%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
16
20
36
55.56%
41.75%
2023
16
13
29
44.83%
38.64%
2022
15
18
33
54.55%
39.39%
2021
11
22
33
66.67%
40.41%
2020
14
21
35
60.00%
48.09%
2019
10
11
21
52.38%
43.30%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.35%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
46
111
157
70.70%
12.20%
2023
68
105
173
60.69%
16.34%
2022
54
105
159
66.04%
11.13%
2021
53
108
161
67.08%
18.93%
2020
41
94
135
69.63%
20.93%
2019
40
40
80
50.00%
16.90%