Major Rating Factors:
Good overall results on stability tests (6.9 on a scale of 0 to 10) despite. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (7.0) that can protect against increases in claims costs.
Other Rating Factors:
Excellent profitability index (8.1) with operating gains in each of the last five years. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (5.9%), personal/comm auto (4.8%), fire (0.1%), other (89.2%)
Licensed in:
All states
Principal Investments:
Common stock (74.6%), investment grade bonds (24.5%), cash (0.2%), other (0.8%)
Corporate Info
Group Affiliation
IFG Companies
Investment Rating
--
Company Address
CityPlace Two
Hartford, CT 06103
Hartford, CT 06103
Phone Number
(860) 723-4150
NAIC Number
11177
Largest Affiliates