C
Loya Ins Co
El Paso,  TX
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.82
Risk Adjusted
Capital Ratio #2
0.76
Loss
Ratio
75.13%
Total
Assets
474.20M
Capital
171.55M
Net
Premiums
267.17M
Net
Income
-5.14M
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Weiss Ratings Loya Ins Co
El Paso, TX 		Click to
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Rating C
Capitalization Index 5.10
Investment Safety Index --
Liquidity Index 4.90
Profitability Index 2.90
Reserve Adequacy Index 3.10
Stability Index 5.90
Company Info Loya Ins Co
El Paso, TX 		Click to
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Industry P&C
NAIC Number 11198
Phone Number (915) 590-5692
Website www.fredloya.com
Address 1800 Lee Trevino El Paso, TX 79936
Balance Sheet Loya Ins Co
El Paso, TX 		Click to
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Total Assets 474.20M
Capital and Reserves Loya Ins Co
El Paso, TX 		Click to
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Risk-Adjusted Capital Ratio #1 0.82
Risk-Adjusted Capital Ratio #2 0.76
1-Year Reserve Development 1,940.00%
2-Year Reserve Development 2,650.00%
Capital 171.55M
Premium to Surplus 320.00%
Reserves to Surplus 190.00%
Investments Loya Ins Co
El Paso, TX 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 17.62%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Loya Ins Co
El Paso, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 75.13%
Net Premium Growth 20.00%
Other Medical Loya Ins Co
El Paso, TX 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Loya Ins Co
El Paso, TX 		Click to
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Net Income -5.14M
Net Premium 267.17M
Health Premium --