C
Loya Ins Co
El Paso,  TX
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.80
Risk Adjusted
Capital Ratio #2
0.80
Loss
Ratio
75.13%
Total
Assets
501.81M
Capital
172.56M
Net
Premiums
531.03M
Net
Income
3.18M
My Lists My Alerts
Weiss Ratings Loya Ins Co
El Paso, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 5.20
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 2.90
Reserve Adequacy Index 3.10
Stability Index 6.10
Company Info Loya Ins Co
El Paso, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 11198
Phone Number (915) 590-5692
Website www.fredloya.com
Address 1800 Lee Trevino El Paso, TX 79936
Balance Sheet Loya Ins Co
El Paso, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 501.81M
Capital and Reserves Loya Ins Co
El Paso, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 0.80
Risk-Adjusted Capital Ratio #2 0.80
1-Year Reserve Development 1,940.00%
2-Year Reserve Development 2,650.00%
Capital 172.56M
Premium to Surplus 320.00%
Reserves to Surplus 190.00%
Investments Loya Ins Co
El Paso, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 17.62%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Loya Ins Co
El Paso, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 75.13%
Net Premium Growth 20.00%
Other Medical Loya Ins Co
El Paso, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Loya Ins Co
El Paso, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 3.18M
Net Premium 531.03M
Health Premium --