C
Freedom Advantage Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.86
Risk Adjusted
Capital Ratio #2
0.70
Loss
Ratio
20.77%
Total
Assets
20.55M
Capital
10.67M
Net
Premiums
1.68M
Net
Income
-693.74K
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
41.74%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
39.58%
2023
0
0
0
0.00%
36.96%
2022
68
0
68
0.00%
37.07%
2021
0
231
231
100.00%
39.17%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
1
0
1
0.00%
46.15%
2021
76
0
76
0.00%
46.87%
2020
719
0
719
0.00%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
4
0
4
0.00%
37.14%
2021
16
0
16
0.00%
35.46%
2020
17
0
17
0.00%
33.86%
2019
47
0
47
0.00%
34.01%