C
Freedom Advantage Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Freedom Advantage Ins Co
Wilmington, DE
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Rating C
Capitalization Index 6.00
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 5.30
Reserve Adequacy Index 8.20
Stability Index 3.40
Company Info Freedom Advantage Ins Co
Wilmington, DE
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Industry P&C
NAIC Number 11831
Phone Number (336) 501-6777
Website freeaic.com
Address 1403 Silverside Road Wilmington, DE 19810
Balance Sheet Freedom Advantage Ins Co
Wilmington, DE
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Total Assets 18.72M
Capital and Reserves Freedom Advantage Ins Co
Wilmington, DE
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Risk-Adjusted Capital Ratio #1 1.25
Risk-Adjusted Capital Ratio #2 1.13
1-Year Reserve Development -10.37%
2-Year Reserve Development -15.39%
Capital 11.83M
Premium to Surplus 28.18%
Reserves to Surplus 31.86%
Investments Freedom Advantage Ins Co
Wilmington, DE
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 62.21%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Freedom Advantage Ins Co
Wilmington, DE
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Medical Loss Ratio --
Cash From Underwriting 105.61%
Combined Ratio 88.47%
Expense Ratio 58.18%
Loss Ratio 30.29%
Net Premium Growth -18.72%
Other Medical Freedom Advantage Ins Co
Wilmington, DE
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Freedom Advantage Ins Co
Wilmington, DE
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Net Income 514.75K
Net Premium 3.33M
Health Premium --