Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
250
0
250
0.00%
23.88%
2024
475
0
475
0.00%
23.31%
2023
303
1
304
0.33%
22.83%
2022
237
47
284
16.55%
23.10%
2021
356
78
434
17.97%
22.81%
2020
353
79
432
18.29%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,305
67
1,372
4.88%
49.08%
2024
1,609
61
1,670
3.65%
47.46%
2023
941
90
1,031
8.73%
47.29%
2022
492
348
840
41.43%
45.44%
2021
539
388
927
41.86%
44.40%
2020
269
676
945
71.53%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
17
2
19
10.53%
42.44%
2024
21
0
21
0.00%
41.75%
2023
41
7
48
14.58%
38.64%
2022
36
13
49
26.53%
39.39%
2021
6
3
9
33.33%
40.41%
2020
38
74
112
66.07%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
9
0
9
0.00%
36.96%
2022
5
3
8
37.50%
37.07%
2021
14
2
16
12.50%
39.17%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
23
24
95.83%
95.15%
2024
2
19
21
90.48%
96.08%
2023
0
48
48
100.00%
95.22%
2022
1
20
21
95.24%
96.00%
2021
2
39
41
95.12%
93.58%
2020
4
59
63
93.65%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
2020
0
2
2
100.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
20
78
98
79.59%
83.87%
2024
20
62
82
75.61%
81.44%
2023
10
72
82
87.80%
74.87%
2022
13
10
23
43.48%
72.69%
2021
12
52
64
81.25%
79.01%
2020
13
54
67
80.60%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
90
492
582
84.54%
13.25%
2024
114
443
557
79.53%
12.32%
2023
95
608
703
86.49%
16.34%
2022
94
619
713
86.82%
11.13%
2021
102
719
821
87.58%
18.93%
2020
79
807
886
91.08%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
3
3
100.00%
45.21%
2024
0
2
2
100.00%
45.23%
2023
0
10
10
100.00%
44.64%
2022
122
101
223
45.29%
46.15%
2021
538
402
940
42.77%
46.87%
2020
547
550
1,097
50.14%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
14
15
93.33%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
28
28
100.00%
68.07%
2022
0
15
15
100.00%
77.84%
2021
0
13
13
100.00%
84.45%
2020
0
11
11
100.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
48
51
94.12%
63.59%
2024
3
15
18
83.33%
63.97%
2023
2
17
19
89.47%
62.55%
2022
2
21
23
91.30%
56.52%
2021
7
28
35
80.00%
62.74%
2020
23
157
180
87.22%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
34.83%
2024
200
0
200
0.00%
35.33%
2023
807
0
807
0.00%
35.67%
2022
722
47
769
6.11%
37.14%
2021
809
52
861
6.04%
35.46%
2020
891
47
938
5.01%
33.86%