D
James River Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.07
Risk Adjusted
Capital Ratio #2
0.61
Loss
Ratio
87.13%
Total
Assets
2.97B
Capital
480.04M
Net
Premiums
167.17M
Net
Income
26.87M
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Weiss Ratings James River Ins Co
Richmond, VA 		Click to
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Rating D
Capitalization Index 4.70
Investment Safety Index --
Liquidity Index 8.40
Profitability Index 6.40
Reserve Adequacy Index 1.90
Stability Index 7.00
Company Info James River Ins Co
Richmond, VA 		Click to
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Industry P&C
NAIC Number 12203
Phone Number (804) 289-2700
Website www.jrvrgroup.com/james-river-insurance
Address 6641 West Broad Street Richmond, VA 23230
Balance Sheet James River Ins Co
Richmond, VA 		Click to
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Total Assets 2.97B
Capital and Reserves James River Ins Co
Richmond, VA 		Click to
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Risk-Adjusted Capital Ratio #1 1.07
Risk-Adjusted Capital Ratio #2 0.61
1-Year Reserve Development 1,830.00%
2-Year Reserve Development 4,700.00%
Capital 480.04M
Premium to Surplus 80.00%
Reserves to Surplus 200.00%
Investments James River Ins Co
Richmond, VA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 2.92%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios James River Ins Co
Richmond, VA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 20.00%
Loss Ratio 87.13%
Net Premium Growth -10.00%
Other Medical James River Ins Co
Richmond, VA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability James River Ins Co
Richmond, VA 		Click to
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Net Income 26.87M
Net Premium 167.17M
Health Premium --