Major Rating Factors:
Good liquidity (6.6 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Excellent profitability index (8.0). Excellent overall results on stability tests (7.7). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Work comp (31.0%), personal/comm auto (12.8%), comm multi (6.7%), fire (3.8%), product liab. (0.1%), other (45.6%)
Licensed in:
All states and PR
Principal Investments:
Investment grade bonds (73.8%), common stock (12.5%), non investment grade bonds (0.7%), preferred stock (0.1%), other (12.9%)
Corporate Info
Group Affiliation
Old Republic International Corporation
Investment Rating
Company Address
380 Sentry Parkway
Blue Bell, PA 19422
Blue Bell, PA 19422
Phone Number
(610) 397-5000
NAIC Number
12262
Website
Largest Affiliates