Major Rating Factors:
Good liquidity (6.7 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.5) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.0). Excellent overall results on stability tests (7.7). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (36.1%), work comp (27.5%), comm multi (15.7%), other (20.7%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (77.9%), common stock (16.1%), non investment grade bonds (0.9%), other (5.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Old Republic International Corporation
Investment Rating
Company Address
3700 Market Square Circle
Davenport, IA 52807
Davenport, IA 52807
Phone Number
(800) 475-4477
NAIC Number
20095
Website
Largest Affiliates