A
Old Repub Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (7.4 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Excellent profitability index (8.7). Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Other Rating Factors: Excellent overall results on stability tests (7.8). Stability strengths include excellent operational trends and excellent risk diversification. History of adequate reserve strength (6.3) as reserves have been consistently at an acceptable level.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (32.5%), work comp (25.4%), fire (1.0%), fin guar/surety (0.8%), other (40.2%)
Licensed in: All states and GU, PR, VI
Principal Investments: Investment grade bonds (71.9%), common stock (16.8%), cash (1.0%), non investment grade bonds (0.9%), other (9.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Old Republic International Corporation
Investment Rating
ORI
Company Address
631 Excel Drive
Mount Pleasant, PA 15666
Phone Number
(724) 834-5000
NAIC Number
24147
Largest Affiliates
B
South Sioux City, NE - P&C
B
B
Blue Bell, PA - P&C
B
Davenport, IA - P&C
A