D
Ocean Harbor Casualty Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
11,350
2,005
13,355
15.01%
22.80%
2023
13,242
2,679
15,921
16.83%
22.83%
2022
11,400
2,998
14,398
20.82%
23.10%
2021
11,463
3,561
15,024
23.70%
22.81%
2020
9,684
1,804
11,488
15.70%
21.51%
2019
8,972
2,127
11,099
19.16%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,480
603
3,083
19.56%
39.63%
2023
1,597
511
2,108
24.24%
36.96%
2022
933
397
1,330
29.85%
37.07%
2021
1,295
439
1,734
25.32%
39.17%
2020
1,195
453
1,648
27.49%
35.42%
2019
920
434
1,354
32.05%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
14,925
5,035
19,960
25.23%
45.00%
2023
0
0
0
0.00%
44.64%
2022
10,036
5,490
15,526
35.36%
46.15%
2021
10,777
7,364
18,141
40.59%
46.87%
2020
9,362
5,084
14,446
35.19%
43.90%
2019
9,646
5,366
15,012
35.74%
42.09%