D
Ocean Harbor Casualty Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.80
Risk Adjusted
Capital Ratio #2
1.36
Loss
Ratio
55.28%
Total
Assets
526.57M
Capital
145.38M
Net
Premiums
275.54M
Net
Income
27.75M
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Weiss Ratings Ocean Harbor Casualty Ins Co
Tallahassee, FL 		Click to
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Rating D
Capitalization Index 6.80
Investment Safety Index --
Liquidity Index 7.20
Profitability Index 7.10
Reserve Adequacy Index 1.20
Stability Index 6.30
Company Info Ocean Harbor Casualty Ins Co
Tallahassee, FL 		Click to
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Industry P&C
NAIC Number 12360
Phone Number (850) 386-1115
Website www.oceanharbor-ins.com
Address 2549 Barrington Circle Tallahassee, FL 32308
Balance Sheet Ocean Harbor Casualty Ins Co
Tallahassee, FL 		Click to
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Total Assets 526.57M
Capital and Reserves Ocean Harbor Casualty Ins Co
Tallahassee, FL 		Click to
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Risk-Adjusted Capital Ratio #1 1.80
Risk-Adjusted Capital Ratio #2 1.36
1-Year Reserve Development -540.00%
2-Year Reserve Development 3,800.00%
Capital 145.38M
Premium to Surplus 190.00%
Reserves to Surplus 90.00%
Investments Ocean Harbor Casualty Ins Co
Tallahassee, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 5.90%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Ocean Harbor Casualty Ins Co
Tallahassee, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 40.00%
Loss Ratio 55.28%
Net Premium Growth -20.00%
Other Medical Ocean Harbor Casualty Ins Co
Tallahassee, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Ocean Harbor Casualty Ins Co
Tallahassee, FL 		Click to
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Net Income 27.75M
Net Premium 275.54M
Health Premium --