Motor Club Ins Co
Major Rating Factors:
Good overall profitability index (5.0 on a scale of 0 to 10) with small operating losses during 2023. Excellent expense controls. Good overall results on stability tests (6.5) despite excessive premium growth. Other stability subfactors include potentially strong support from affiliation with Motor Club Ins Co, good operational trends and excellent risk diversification. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Strong long-term capitalization index (9.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (71.9%), homeowners (27.6%), other (0.5%)
Licensed in:
CT, NJ, NY, RI
Principal Investments:
Common stock (56.4%), investment grade bonds (38.8%), other (4.8%)
Corporate Info
Group Affiliation
Motor Club Ins Co
Investment Rating
--
Company Address
3333 Fairview Road
Costa Mesa, CA 92626
Costa Mesa, CA 92626
Phone Number
(714) 850-5111
NAIC Number
12487
Website
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