A
United Specialty Ins Co
BedfordTX
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Premiums
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Major Rating Factors: Strong long-term capitalization index (9.4 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.1) that helps to protect the company against sharp claims increases. Excellent profitability index (8.1) with operating gains in each of the last five years.
Other Rating Factors: Superior liquidity (9.0) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.8) despite. Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. G - Fast asset or premium growth. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (27.3%), personal/comm auto (11.7%), fire (0.6%), med mal (0.4%), homeowners (0.3%), other (59.7%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (48.1%), common stock (23.1%), cash (10.5%), other (18.3%)
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Investments in Affiliates
Corporate Info
Group Affiliation
Markel Group Inc
Investment Rating
MKL
Company Address
1900 L. Don Dodson Drive
Bedford, TX 76021
Phone Number
(817) 265-2000
NAIC Number
12537
Largest Affiliates
C
Rosemont, IL - P&C
C
Summit, NJ - P&C
B
Glen Allen, VA - P&C
B
Glen Allen, VA - P&C
B
Bedford, TX - P&C