B
Direct Auto Ins Co
Chicago,  IL
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.70
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
67.41%
Total
Assets
137.11M
Capital
39.13M
Net
Premiums
45.18M
Net
Income
2.08M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,336
447
1,783
25.07%
23.31%
2023
1,429
428
1,857
23.05%
22.83%
2022
1,566
489
2,055
23.80%
23.10%
2021
1,628
529
2,157
24.52%
22.81%
2020
1,455
476
1,931
24.65%
21.51%
2019
2,817
1,281
4,098
31.26%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3
0
3
0.00%
47.44%
2023
4
0
4
0.00%
47.29%
2022
5
0
5
0.00%
45.44%
2021
3
0
3
0.00%
44.40%
2020
3
0
3
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
10
6
16
37.50%
41.75%
2023
19
23
42
54.76%
38.64%
2022
29
23
52
44.23%
39.39%
2021
30
29
59
49.15%
40.41%
2020
23
22
45
48.89%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
397
148
545
27.16%
39.58%
2023
330
141
471
29.94%
36.96%
2022
712
194
906
21.41%
37.07%
2021
429
145
574
25.26%
39.17%
2020
331
125
456
27.41%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
477
289
766
37.73%
45.22%
2023
372
123
495
24.85%
44.64%
2022
323
120
443
27.09%
46.15%
2021
456
265
721
36.75%
46.87%
2020
421
360
781
46.09%
43.90%
2019
1,426
862
2,288
37.67%
42.09%