B
Direct Auto Ins Co
Chicago,  IL
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.70
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
67.41%
Total
Assets
137.11M
Capital
39.13M
Net
Premiums
45.18M
Net
Income
2.08M
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Weiss Ratings Direct Auto Ins Co
Chicago, IL 		Click to
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Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 9.10
Profitability Index 4.70
Reserve Adequacy Index 5.60
Stability Index 6.40
Company Info Direct Auto Ins Co
Chicago, IL 		Click to
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Industry P&C
NAIC Number 12721
Phone Number (312) 568-4500
Website www.mydirectauto.com
Address 8700 Bryn Mawr Avenue Chicago, IL 60631
Balance Sheet Direct Auto Ins Co
Chicago, IL 		Click to
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Total Assets 137.11M
Capital and Reserves Direct Auto Ins Co
Chicago, IL 		Click to
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Risk-Adjusted Capital Ratio #1 2.70
Risk-Adjusted Capital Ratio #2 1.90
1-Year Reserve Development 560.00%
2-Year Reserve Development 410.00%
Capital 39.13M
Premium to Surplus 120.00%
Reserves to Surplus 50.00%
Investments Direct Auto Ins Co
Chicago, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Direct Auto Ins Co
Chicago, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 67.41%
Net Premium Growth -10.00%
Other Medical Direct Auto Ins Co
Chicago, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Direct Auto Ins Co
Chicago, IL 		Click to
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Net Income 2.08M
Net Premium 45.18M
Health Premium --