B
Homeowners Choice P&C Ins Co
Tampa,  FL
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.40
Risk Adjusted
Capital Ratio #2
1.10
Loss
Ratio
57.45%
Total
Assets
551.86M
Capital
147.68M
Net
Premiums
271.85M
Net
Income
38.83M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
40.41%
2020
0
4
4
100.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,557
4,064
8,621
47.14%
39.63%
2023
1,699
685
2,384
28.73%
36.96%
2022
6,879
3,375
10,254
32.91%
37.07%
2021
4,364
1,892
6,256
30.24%
39.17%
2020
3,397
1,906
5,303
35.94%
35.42%
2019
2,452
795
3,247
24.48%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
1
1
100.00%
11.13%
2021
0
0
0
0.00%
18.93%