B
Homeowners Choice P&C Ins Co
Tampa,  FL
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.24
Loss
Ratio
41.58%
Total
Assets
643.47M
Capital
200.34M
Net
Premiums
342.87M
Net
Income
64.24M
My Lists My Alerts
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
40.41%
2020
0
4
4
100.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,146
930
3,076
30.23%
38.98%
2024
4,557
4,064
8,621
47.14%
39.58%
2023
1,699
685
2,384
28.73%
36.96%
2022
6,879
3,375
10,254
32.91%
37.07%
2021
4,364
1,892
6,256
30.24%
39.17%
2020
3,397
1,906
5,303
35.94%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
1
1
100.00%
11.13%
2021
0
0
0
0.00%
18.93%