Homeowners Choice P&C Ins Co

Tampa, FL

Rating Date

April 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

1.40

Risk Adjusted
Capital Ratio #2

1.10

Loss
Ratio

57.45%

Total
Assets

551.86M

Capital

147.68M

Net
Premiums

271.85M

Net
Income

38.83M

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Weiss Ratings	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	6.10
Investment Safety Index	--
Liquidity Index	7.40
Profitability Index	5.50
Reserve Adequacy Index	4.30
Stability Index	5.70

Company Info	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	12944
Phone Number	(813) 405-3600
Website	www.hcpci.com
Address	3802 Coconut Palm Drive Tampa, FL 33619

Balance Sheet	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Total Assets	551.86M

Capital and Reserves	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.40
Risk-Adjusted Capital Ratio #2	1.10
1-Year Reserve Development	-890.00%
2-Year Reserve Development	1,430.00%
Capital	147.68M
Premium to Surplus	180.00%
Reserves to Surplus	80.00%

Investments	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	120.00%
Combined Ratio	90.00%
Expense Ratio	40.00%
Loss Ratio	57.45%
Net Premium Growth	-20.00%

Other Medical	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Net Income	38.83M
Net Premium	271.85M
Health Premium	--