Homeowners Choice P&C Ins Co

Tampa, FL

Rating Date

April 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

1.00

Risk Adjusted
Capital Ratio #2

0.80

Loss
Ratio

56.05%

Total
Assets

558.31M

Capital

140.09M

Net
Premiums

348.81M

Net
Income

26.30M

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Weiss Ratings	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	5.40
Investment Safety Index	--
Liquidity Index	7.60
Profitability Index	3.70
Reserve Adequacy Index	3.80
Stability Index	5.50

Company Info	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	12944
Phone Number	(813) 405-3600
Website	www.hcpci.com
Address	3802 Coconut Palm Drive Tampa, FL 33619

Balance Sheet	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Total Assets	558.31M

Capital and Reserves	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.00
Risk-Adjusted Capital Ratio #2	0.80
1-Year Reserve Development	570.00%
2-Year Reserve Development	1,290.00%
Capital	140.09M
Premium to Surplus	300.00%
Reserves to Surplus	100.00%

Investments	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	140.00%
Combined Ratio	80.00%
Expense Ratio	30.00%
Loss Ratio	56.05%
Net Premium Growth	80.00%

Other Medical	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Homeowners Choice P&C Ins Co Tampa, FL	Click to Compare	Click to Compare	Click to Compare
Net Income	26.30M
Net Premium	348.81M
Health Premium	--