B
American Coastal Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
9.06
Risk Adjusted
Capital Ratio #2
5.40
Loss
Ratio
23.12%
Total
Assets
587.74M
Capital
316.59M
Net
Premiums
151.24M
Net
Income
87.82M
My Lists My Alerts
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
38.98%
2023
0
0
0
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
7,360
5,111
12,471
40.98%
39.17%
2020
7,866
3,874
11,740
33.00%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
1
1
100.00%
18.93%
2020
2
0
2
0.00%
20.93%