B
American Coastal Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.40
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
18.63%
Total
Assets
549.67M
Capital
214.28M
Net
Premiums
219.89M
Net
Income
69.76M
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Weiss Ratings American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Rating B
Capitalization Index 7.20
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 3.90
Reserve Adequacy Index 4.70
Stability Index 6.70
Company Info American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Industry P&C
NAIC Number 12968
Phone Number (727) 633-0851
Website www.amcoastal.com
Address 570 Carillon Parkway Saint Petersburg, FL 33716
Balance Sheet American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Total Assets 549.67M
Capital and Reserves American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Risk-Adjusted Capital Ratio #1 2.40
Risk-Adjusted Capital Ratio #2 1.90
1-Year Reserve Development 510.00%
2-Year Reserve Development -50.00%
Capital 214.28M
Premium to Surplus 150.00%
Reserves to Surplus 60.00%
Investments American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 160.00%
Combined Ratio 50.00%
Expense Ratio 30.00%
Loss Ratio 18.63%
Net Premium Growth -20.00%
Other Medical American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Net Income 69.76M
Net Premium 219.89M
Health Premium --