B
American Coastal Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
9.06
Risk Adjusted
Capital Ratio #2
5.40
Loss
Ratio
23.12%
Total
Assets
587.74M
Capital
316.59M
Net
Premiums
151.24M
Net
Income
87.82M
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Weiss Ratings American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 8.10
Profitability Index 4.30
Reserve Adequacy Index 5.00
Stability Index 6.60
Company Info American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Industry P&C
NAIC Number 12968
Phone Number (727) 633-0851
Website www.amcoastal.com
Address 570 Carillon Parkway Saint Petersburg, FL 33716
Balance Sheet American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Total Assets 587.74M
Capital and Reserves American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Risk-Adjusted Capital Ratio #1 9.06
Risk-Adjusted Capital Ratio #2 5.40
1-Year Reserve Development -160.00%
2-Year Reserve Development -140.00%
Capital 316.59M
Premium to Surplus 50.00%
Reserves to Surplus 10.00%
Investments American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 40.00%
Expense Ratio 20.00%
Loss Ratio 23.12%
Net Premium Growth -10.00%
Other Medical American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability American Coastal Ins Co
Saint Petersburg, FL 		Click to
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Net Income 87.82M
Net Premium 151.24M
Health Premium --