B
Commerce West Ins Co
Webster,  MA
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.10
Risk Adjusted
Capital Ratio #2
1.80
Loss
Ratio
73.47%
Total
Assets
185.64M
Capital
55.18M
Net
Premiums
113.75M
Net
Income
6.01M
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Weiss Ratings Commerce West Ins Co
Webster, MA 		Click to
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Rating B
Capitalization Index 8.10
Investment Safety Index --
Liquidity Index 6.30
Profitability Index 4.50
Reserve Adequacy Index 6.60
Stability Index 5.90
Company Info Commerce West Ins Co
Webster, MA 		Click to
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Industry P&C
NAIC Number 13161
Phone Number (508) 943-9000
Website www.mapfreinsurance.com
Address 211 Main Street Webster, MA 01570
Balance Sheet Commerce West Ins Co
Webster, MA 		Click to
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Total Assets 185.64M
Capital and Reserves Commerce West Ins Co
Webster, MA 		Click to
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Risk-Adjusted Capital Ratio #1 2.10
Risk-Adjusted Capital Ratio #2 1.80
1-Year Reserve Development -200.00%
2-Year Reserve Development -120.00%
Capital 55.18M
Premium to Surplus 210.00%
Reserves to Surplus 100.00%
Investments Commerce West Ins Co
Webster, MA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Commerce West Ins Co
Webster, MA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 73.47%
Net Premium Growth 0.00%
Other Medical Commerce West Ins Co
Webster, MA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Commerce West Ins Co
Webster, MA 		Click to
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Net Income 6.01M
Net Premium 113.75M
Health Premium --