C
Commerce West Ins Co
Webster,  CA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.09
Risk Adjusted
Capital Ratio #2
1.61
Loss
Ratio
70.01%
Total
Assets
194.77M
Capital
58.46M
Net
Premiums
117.89M
Net
Income
8.24M
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Weiss Ratings Commerce West Ins Co
Webster, CA 		Click to
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Rating C
Capitalization Index 7.90
Investment Safety Index --
Liquidity Index 6.10
Profitability Index 5.40
Reserve Adequacy Index 8.00
Stability Index 6.10
Company Info Commerce West Ins Co
Webster, CA 		Click to
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Industry P&C
NAIC Number 13161
Phone Number (508) 943-9000
Website www.mapfreinsurance.com
Address 211 Main Street Webster, CA 01570
Balance Sheet Commerce West Ins Co
Webster, CA 		Click to
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Total Assets 194.77M
Capital and Reserves Commerce West Ins Co
Webster, CA 		Click to
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Risk-Adjusted Capital Ratio #1 2.09
Risk-Adjusted Capital Ratio #2 1.61
1-Year Reserve Development -270.00%
2-Year Reserve Development -300.00%
Capital 58.46M
Premium to Surplus 200.00%
Reserves to Surplus 100.00%
Investments Commerce West Ins Co
Webster, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Commerce West Ins Co
Webster, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 70.01%
Net Premium Growth 0.00%
Other Medical Commerce West Ins Co
Webster, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Commerce West Ins Co
Webster, CA 		Click to
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Net Income 8.24M
Net Premium 117.89M
Health Premium --