A
Motorists Comm Mutual Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.40
Risk Adjusted
Capital Ratio #2
2.50
Loss
Ratio
71.28%
Total
Assets
975.45M
Capital
314.55M
Net
Premiums
172.11M
Net
Income
30.74M
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Weiss Ratings Motorists Comm Mutual Ins Co
Columbus, OH 		Click to
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Rating A
Capitalization Index 8.70
Investment Safety Index --
Liquidity Index 7.80
Profitability Index 6.90
Reserve Adequacy Index 9.40
Stability Index 8.30
Company Info Motorists Comm Mutual Ins Co
Columbus, OH 		Click to
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Industry P&C
NAIC Number 13331
Phone Number (614) 225-8211
Website www.encova.com
Address 471 East Broad Street Columbus, OH 43215
Balance Sheet Motorists Comm Mutual Ins Co
Columbus, OH 		Click to
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Total Assets 975.45M
Capital and Reserves Motorists Comm Mutual Ins Co
Columbus, OH 		Click to
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Risk-Adjusted Capital Ratio #1 3.40
Risk-Adjusted Capital Ratio #2 2.50
1-Year Reserve Development -180.00%
2-Year Reserve Development -700.00%
Capital 314.55M
Premium to Surplus 60.00%
Reserves to Surplus 90.00%
Investments Motorists Comm Mutual Ins Co
Columbus, OH 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 8.70%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Motorists Comm Mutual Ins Co
Columbus, OH 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 71.28%
Net Premium Growth 10.00%
Other Medical Motorists Comm Mutual Ins Co
Columbus, OH 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Motorists Comm Mutual Ins Co
Columbus, OH 		Click to
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Net Income 30.74M
Net Premium 172.11M
Health Premium --