C
AttPro RRG Reciprocal RRG
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (1.9 on a scale of 0 to 10) including weak results on operational trends and fair risk adjusted capital in prior years. The largest net exposure for one risk is excessive at 6.7% of capital. Strengths include potentially strong support from affiliation with Berkshire Hathaway Inc. Good long-term capitalization index (6.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2021. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors: Excellent profitability index (8.7) with operating gains in each of the last five years. Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: DC
Principal Investments: Cash (100.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
1500 K Street, NW
Washington, DC 20005
Phone Number
(202) 842-8800
NAIC Number
13795
Largest Affiliates
A
Omaha, NE - P&C
B
Chevy Chase, MD - P&C
B
Omaha, NE - P&C
B
Chevy Chase, MD - P&C