A
Fitchburg Mutual Ins Co
DedhamMA
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,761
105
1,866
5.63%
22.80%
2023
1,347
96
1,443
6.65%
22.83%
2022
0
0
0
0.00%
23.10%
2021
1,128
81
1,209
6.70%
22.81%
2020
1,011
61
1,072
5.69%
21.51%
2019
1,322
88
1,410
6.24%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
23
3
26
11.54%
47.78%
2023
24
3
27
11.11%
47.29%
2022
0
0
0
0.00%
45.44%
2021
26
1
27
3.70%
44.40%
2020
19
3
22
13.64%
42.45%
2019
29
6
35
17.14%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
75
57
132
43.18%
41.49%
2023
121
86
207
41.55%
38.64%
2022
0
0
0
0.00%
39.39%
2021
110
74
184
40.22%
40.41%
2020
102
52
154
33.77%
48.09%
2019
93
52
145
35.86%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
192
68
260
26.15%
39.63%
2023
238
83
321
25.86%
36.96%
2022
0
0
0
0.00%
37.07%
2021
281
98
379
25.86%
39.17%
2020
282
79
361
21.88%
35.42%
2019
248
82
330
24.85%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
360
37
397
9.32%
45.00%
2023
233
27
260
10.38%
44.64%
2022
0
0
0
0.00%
46.15%
2021
189
23
212
10.85%
46.87%
2020
176
27
203
13.30%
43.90%
2019
265
43
308
13.96%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
5
13
18
72.22%
35.29%
2023
3
13
16
81.25%
35.67%
2022
0
0
0
0.00%
37.14%
2021
2
9
11
81.82%
35.46%
2020
0
13
13
100.00%
33.86%
2019
1
29
30
96.67%
34.01%