A
Fitchburg Mutual Ins Co
Dedham,  MA
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.90
Risk Adjusted
Capital Ratio #2
2.70
Loss
Ratio
62.91%
Total
Assets
200.72M
Capital
103.03M
Net
Premiums
62.38M
Net
Income
2.69M
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Weiss Ratings Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Rating A
Capitalization Index 9.50
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 7.70
Reserve Adequacy Index 8.20
Stability Index 7.40
Company Info Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Industry P&C
NAIC Number 13943
Phone Number (781) 326-4010
Website www.ndgroup.com
Address 222 Ames Street Dedham, MA 02026
Balance Sheet Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Total Assets 200.72M
Capital and Reserves Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Risk-Adjusted Capital Ratio #1 3.90
Risk-Adjusted Capital Ratio #2 2.70
1-Year Reserve Development -70.00%
2-Year Reserve Development -40.00%
Capital 103.03M
Premium to Surplus 70.00%
Reserves to Surplus 40.00%
Investments Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 4.30%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 62.91%
Net Premium Growth 20.00%
Other Medical Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Fitchburg Mutual Ins Co
Dedham, MA 		Click to
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Net Income 2.69M
Net Premium 62.38M
Health Premium --