Major Rating Factors:
History of adequate reserve strength (6.0 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall results on stability tests (5.2) despite. The largest net exposure for one risk is high at 4.7% of capital. Strong long-term capitalization index (9.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Excellent profitability index (7.9) with operating gains in each of the last five years. Excellent liquidity (8.3) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (67.9%), personal/comm auto (12.4%), homeowners (9.7%), fire (4.0%), other (6.0%)
Licensed in:
PA
Principal Investments:
Investment grade bonds (72.3%), common stock (9.7%), non investment grade bonds (9.1%), cash (4.9%), preferred stock (1.1%), other (2.9%)
Corporate Info
Group Affiliation
Mutual Capital Group Inc
Investment Rating
--
Company Address
41908 Route Six
Wyalusing, PA 18853
Wyalusing, PA 18853
Phone Number
(570) 746-1515
NAIC Number
14370
Website
Largest Affiliates