B
GuideOne Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
489
323
812
39.78%
23.31%
2023
568
287
855
33.57%
22.83%
2022
719
210
929
22.60%
23.10%
2021
507
137
644
21.27%
22.81%
2020
532
172
704
24.43%
21.51%
2019
562
258
820
31.46%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
383
315
698
45.13%
47.44%
2023
417
303
720
42.08%
47.29%
2022
330
228
558
40.86%
45.44%
2021
175
123
298
41.28%
44.40%
2020
246
154
400
38.50%
42.45%
2019
332
145
477
30.40%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
984
826
1,810
45.64%
41.75%
2023
1,173
813
1,986
40.94%
38.64%
2022
1,144
829
1,973
42.02%
39.39%
2021
1,096
669
1,765
37.90%
40.41%
2020
1,536
1,155
2,691
42.92%
48.09%
2019
1,571
966
2,537
38.08%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2
4
6
66.67%
81.35%
2023
3
6
9
66.67%
74.87%
2022
0
3
3
100.00%
72.69%
2021
0
1
1
100.00%
79.01%
2020
0
6
6
100.00%
80.13%
2019
1
3
4
75.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
28
58
86
67.44%
12.20%
2023
28
47
75
62.67%
16.34%
2022
26
31
57
54.39%
11.13%
2021
22
26
48
54.17%
18.93%
2020
19
20
39
51.28%
20.93%
2019
15
26
41
63.41%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
0
0
0.00%
46.15%
2021
0
0
0
0.00%
46.87%
2020
0
0
0
0.00%
43.90%
2019
0
0
0
0.00%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
436
253
689
36.72%
35.33%
2023
668
374
1,042
35.89%
35.67%
2022
1,121
764
1,885
40.53%
37.14%
2021
550
241
791
30.47%
35.46%
2020
1,263
656
1,919
34.18%
33.86%
2019
1,136
266
1,402
18.97%
34.01%