B
GuideOne Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.51
Risk Adjusted
Capital Ratio #2
1.07
Loss
Ratio
64.95%
Total
Assets
1.51B
Capital
569.30M
Net
Premiums
228.11M
Net
Income
4.31M
My Lists My Alerts
Weiss Ratings GuideOne Ins Co
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 6.50
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 4.10
Reserve Adequacy Index 4.30
Stability Index 7.10
Company Info GuideOne Ins Co
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 15032
Phone Number (877) 448-4331
Website www.guideone.com
Address 1111 Ashworth Road West Des Moines, IA 50265
Balance Sheet GuideOne Ins Co
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.51B
Capital and Reserves GuideOne Ins Co
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.51
Risk-Adjusted Capital Ratio #2 1.07
1-Year Reserve Development 210.00%
2-Year Reserve Development 1,980.00%
Capital 569.30M
Premium to Surplus 90.00%
Reserves to Surplus 100.00%
Investments GuideOne Ins Co
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 23.15%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios GuideOne Ins Co
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 64.95%
Net Premium Growth 20.00%
Other Medical GuideOne Ins Co
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability GuideOne Ins Co
West Des Moines, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 4.31M
Net Premium 228.11M
Health Premium --