Untd Farm Family Mutual Ins Co
Major Rating Factors:
Strong long-term capitalization index (9.2 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.2) that helps to protect the company against sharp claims increases. Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent overall results on stability tests (7.9). Stability strengths include excellent operational trends and excellent risk diversification. Good overall profitability index (5.1) despite operating losses during 2023 and the first three months of 2025. Return on equity has been fair, averaging 5.0% over the past five years.
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (42.5%), homeowners (24.7%), farmowners (12.2%), comm multi (8.8%), work comp (1.5%), other (10.2%)
Licensed in:
IN, OH
Principal Investments:
Investment grade bonds (79.1%), common stock (7.4%), non investment grade bonds (0.6%), other (12.9%)
Corporate Info
Group Affiliation
Indiana Farm Bureau Inc
Investment Rating
--
Company Address
225 South East Street
Indianapolis, IN 46202
Indianapolis, IN 46202
Phone Number
(317) 692-7200
NAIC Number
15288
Website
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