Western National Mutual Ins Co

Edina, MN

Rating Date

June 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

3.20

Risk Adjusted
Capital Ratio #2

2.40

Loss
Ratio

59.43%

Total
Assets

2.36B

Capital

994.84M

Net
Premiums

815.66M

Net
Income

10.99M

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Weiss Ratings	Western National Mutual Ins Co Edina, MN	Click to Compare	Click to Compare	Click to Compare
Rating	A
Capitalization Index	9.20
Investment Safety Index	--
Liquidity Index	7.40
Profitability Index	8.60
Reserve Adequacy Index	9.30
Stability Index	8.10

Company Info	Western National Mutual Ins Co Edina, MN	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	15377
Phone Number	(952) 835-5350
Website	www.wnins.com
Address	Edina Corporate Center Edina, MN 55435

Balance Sheet	Western National Mutual Ins Co Edina, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.36B

Capital and Reserves	Western National Mutual Ins Co Edina, MN	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	3.20
Risk-Adjusted Capital Ratio #2	2.40
1-Year Reserve Development	-300.00%
2-Year Reserve Development	-700.00%
Capital	994.84M
Premium to Surplus	80.00%
Reserves to Surplus	60.00%

Investments	Western National Mutual Ins Co Edina, MN	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	11.71%
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Western National Mutual Ins Co Edina, MN	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	120.00%
Combined Ratio	90.00%
Expense Ratio	30.00%
Loss Ratio	59.43%
Net Premium Growth	20.00%

Other Medical	Western National Mutual Ins Co Edina, MN	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Western National Mutual Ins Co Edina, MN	Click to Compare	Click to Compare	Click to Compare
Net Income	10.99M
Net Premium	815.66M
Health Premium	--