B
Automobile Club Inter-Ins
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
14,711
8,116
22,827
35.55%
22.80%
2023
12,748
7,472
20,220
36.95%
22.83%
2022
11,233
7,232
18,465
39.17%
23.10%
2021
10,257
6,253
16,510
37.87%
22.81%
2020
8,576
5,151
13,727
37.52%
21.51%
2019
11,514
6,634
18,148
36.55%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,092
1,346
3,438
39.15%
39.63%
2023
1,923
1,214
3,137
38.70%
36.96%
2022
1,485
796
2,281
34.90%
37.07%
2021
1,744
938
2,682
34.97%
39.17%
2020
1,529
902
2,431
37.10%
35.42%
2019
1,650
1,067
2,717
39.27%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.77%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,617
2,625
7,242
36.25%
45.00%
2023
3,891
1,926
5,817
33.11%
44.64%
2022
3,620
1,661
5,281
31.45%
46.15%
2021
3,413
1,502
4,915
30.56%
46.87%
2020
3,201
1,241
4,442
27.94%
43.90%
2019
4,917
1,810
6,727
26.91%
42.09%