Automobile Club Inter-Ins
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
14,643
8,063
22,706
35.51%
23.88%
2024
14,711
8,116
22,827
35.55%
23.31%
2023
12,748
7,472
20,220
36.95%
22.83%
2022
11,233
7,232
18,465
39.17%
23.10%
2021
10,257
6,253
16,510
37.87%
22.81%
2020
8,576
5,151
13,727
37.52%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,163
1,276
3,439
37.10%
38.98%
2024
2,092
1,346
3,438
39.15%
39.58%
2023
1,923
1,214
3,137
38.70%
36.96%
2022
1,485
796
2,281
34.90%
37.07%
2021
1,744
938
2,682
34.97%
39.17%
2020
1,529
902
2,431
37.10%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5,158
3,230
8,388
38.51%
45.21%
2024
4,617
2,625
7,242
36.25%
45.23%
2023
3,891
1,926
5,817
33.11%
44.64%
2022
3,620
1,661
5,281
31.45%
46.15%
2021
3,413
1,502
4,915
30.56%
46.87%
2020
3,201
1,241
4,442
27.94%
43.90%