Automobile Club Inter-Ins
Major Rating Factors:
Fair profitability index (4.6 on a scale of 0 to 10) with operating losses during 2022 and 2023. Fair liquidity (3.8) as cash resources may not be adequate to cover a spike in claims. Strong long-term capitalization index (7.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent overall results on stability tests (7.7). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
L - Past results on our liquidity tests.
Principal Lines of Business:
Personal/comm auto (90.9%), homeowners (8.3%), fire (0.5%), other (0.3%)
Licensed in:
AL, AR, IL, IN, KS, LA, MO, MS, OH
Principal Investments:
Common stock (47.6%), investment grade bonds (32.7%), non investment grade bonds (15.3%), real estate (0.7%), other (3.7%)
Corporate Info
Group Affiliation
Auto Club Exchange Group
Investment Rating
--
Company Address
3333 Fairview Road
Costa Mesa, CA 92626
Costa Mesa, CA 92626
Phone Number
(714) 850-5111
NAIC Number
15512
Website
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