B
Berkley Casualty Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good overall profitability index (5.1) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been low, averaging 2.4% over the past five years. Good overall results on stability tests (6.2) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Personal/comm auto (59.5%), work comp (37.1%), other (3.4%)
Licensed in: All states
Principal Investments: Investment grade bonds (90.3%), other (9.7%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
W R Berkley Corporation
Investment Rating
WRB
Company Address
One Metroplex Drive
Birmingham, AL 35209
Phone Number
(205) 870-3535
NAIC Number
15911
Largest Affiliates
B
Greenwich, CT - P&C
B
Urbandale, IA - P&C
B
Scottsdale, AZ - P&C
B
URBANDALE, IA - L&A
B
Scottsdale, AZ - P&C