Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good overall results on stability tests (6.5) despite. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years.
Other Rating Factors:
Excellent profitability index (9.1) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been good over the last five years, averaging 13.1%. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except CA, CT, FL
Principal Investments:
Investment grade bonds (73.0%), cash (7.8%), common stock (7.0%), non investment grade bonds (1.6%), other (10.5%)
Corporate Info
Group Affiliation
Ethos Group Holdings Inc
Investment Rating
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Company Address
370 Las Colinas Boulevard, West
Irving, TX 75039
Irving, TX 75039
Phone Number
(469) 722-5083
NAIC Number
16070
Website
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