C
Westminster American Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.10
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
35.73%
Total
Assets
163.84M
Capital
66.52M
Net
Premiums
66.46M
Net
Income
2.37M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
989
297
1,286
23.09%
22.83%
2022
1,084
339
1,423
23.82%
23.10%
2021
1,127
366
1,493
24.51%
22.81%
2020
1,008
329
1,337
24.61%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2
0
2
0.00%
47.29%
2022
3
0
3
0.00%
45.44%
2021
2
0
2
0.00%
44.40%
2020
2
0
2
0.00%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
56
75
131
57.25%
41.75%
2023
13
16
29
55.17%
38.64%
2022
20
16
36
44.44%
39.39%
2021
21
20
41
48.78%
40.41%
2020
16
16
32
50.00%
48.09%
2019
114
119
233
51.07%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
229
98
327
29.97%
36.96%
2022
493
134
627
21.37%
37.07%
2021
297
100
397
25.19%
39.17%
2020
229
87
316
27.53%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
257
85
342
24.85%
44.64%
2022
223
83
306
27.12%
46.15%
2021
316
183
499
36.67%
46.87%
2020
292
244
536
45.52%
43.90%